Palmer Rodak & Associates
Palmer Rodak & Associates
Certified Family Law Specialists State Bar of California Board of Legal SpecializationServing your Community for 19 Years
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Issues with long-term care insurance costs

If you are one of the many residents in California who has faced the need to provide care and a safe place to live for an aging relative, you know that there are many issues associated with this. Certainly there are concens when it comes to finding an appropriate level of care with staff you trust so you know your loved one is being well cared for and not neglected or abused. Then there are the financial worries that may be present as this type of care can be very expensive.

For some time, people have struggled to find the best way to prepare for these needs. Because one may never really know if they will or will not need long-term care, paying out for this when they are young can be a hard decision to make. Long-term care insurance policies have offered one type of option but, as Kiplinger indicates, there are issues with these policies for several people and especially for women.

The premium price for long-term care insurance can actually be more expensive for women than for men. This may be due to the fact that women statistically live longer than men but this reality logically makes many women wonder if these policies are truly their best bets for providing care for their futures.

If you would like to learn more about how to properly fund any potential need for long-term care while still leaving assets for your family after your death, please feel free to visit the long-term care and estate planning page of our California estate planning website.

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Palmer Rodak & Associates
Certified Family Law Specialists State Bar of California Board of Legal Specialization

Del Mar Office
445 Marine View Ave Ste 300
Del Mar, CA 92014

Phone: 858-356-4568
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Oceanside, CA 92054

Phone: 760-712-3889
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